Business and Commercial Insurance

Business & Commercial Insurance

Explore commercial insurance solutions designed to help protect your business, property, operations, employees, and professional services. Coverage options may include Business Owner's Policies, General Liability, Professional Liability, Builder's Risk, Commercial Property, and Commercial Auto. Let us help you explore coverage options based on your business needs.

Core Coverage Options

• Business Owner's Policy (BOP) — Combines eligible business property and general liability coverage into one policy.

• General Liability Insurance — Helps protect against covered customer injuries, third-party property damage, and certain personal or advertising injury claims.

• Commercial Property Insurance — Helps cover your business building, equipment, inventory, and other business contents against covered losses.

• Business Interruption Coverage — Helps replace lost business income and cover certain continuing expenses after a covered interruption.

• Builder's Risk Insurance — Helps protect buildings and construction materials during eligible construction or renovation projects.

• Commercial Auto Insurance — Coverage options for vehicles used for business operations.

Additional Coverage Options

• Professional Liability (Errors & Omissions) — Helps protect against covered claims involving professional services, advice, or alleged errors.

• Cyber Liability Insurance — Helps address certain financial losses and expenses associated with covered cyber incidents and data breaches.

• Equipment Breakdown Coverage — Helps cover certain losses resulting from covered mechanical or electrical equipment breakdowns.

• Hired & Non-Owned Auto Coverage — Helps protect a business against certain liability claims involving rented, borrowed, or employee-owned vehicles used for business purposes.

• Employment Practices Liability Insurance — Helps protect against certain employment-related claims, such as discrimination, harassment, or wrongful termination.

Let's Discuss Your Business Coverage

Every business has different insurance needs. Contact LC Insurance Services to explore available coverage options and find solutions appropriate for your business.